Analysis of Lkm-A Gapoktan Ngudi Makmur Village in Tambi in Implementing Its Activities
Keywords:
Microfinance Institutions, Gapoktan, Activity Implementation, Tambi VillageAbstract
The Ngudi Makmur Gapoktan Microfinance Institution (LKM) in Tambi Village, Watukumpul District, Pemalang Regency, is a rural economic institution that plays a role in supporting savings and loan activities and community economic empowerment. This article aims to analyze the implementation of the Ngudi Makmur Gapoktan LKM activities in carrying out its functions and authorities in terms of implementation, organization, control, evaluation, and institutional legality aspects. The research method used is a normative juridical approach supported by an empirical juridical approach through work experience and direct observation of the implementation of the Ngudi Makmur Gapoktan LKM activities in Tambi Village. The results of the analysis show that in general the Ngudi Makmur Gapoktan LKM has carried out savings and loan activities in accordance with the objectives of the institution's formation and the needs of the village community. However, in its implementation there are still obstacles, including limited human resources, institutional administration that is not yet fully orderly, and limited capital. Therefore, it is necessary to strengthen the implementation and evaluation aspects of activities, increase the capacity of managers, and provide institutional support so that the implementation of LKM activities can run optimally and sustainably.
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