Hidayati, A., Irhamdessetya, H., & Candra Irawati, A. (2025). Misuse of Personal Data in Illegal Online Loan Collection: An Analysis of Criminal Liability of Perpetrators. The Virtual International Conference on Economics, Law and Humanities, 4(1), 152–156. Retrieved from https://callforpaper.unw.ac.id/index.php/ICOELH/article/view/1586