HIDAYATI, A.; IRHAMDESSETYA, H.; CANDRA IRAWATI, A. Misuse of Personal Data in Illegal Online Loan Collection: An Analysis of Criminal Liability of Perpetrators. The Virtual International Conference on Economics, Law and Humanities , [S. l.], v. 4, n. 1, p. 152–156, 2025. Disponível em: https://callforpaper.unw.ac.id/index.php/ICOELH/article/view/1586. Acesso em: 3 aug. 2026.