Hidayati, Arini, Hani Irhamdessetya, and Arista Candra Irawati. 2025. “Misuse of Personal Data in Illegal Online Loan Collection: An Analysis of Criminal Liability of Perpetrators”. The Virtual International Conference on Economics, Law and Humanities 4 (1):152-56. https://callforpaper.unw.ac.id/index.php/ICOELH/article/view/1586.